Linda Lafferty - The Platinum Group, Realtors

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Think This Is a Housing Crisis? Think Again.

April 16, 2020 By LindaLafferty

2. Mortgage Credit The Mortgage Credit Availability Index is a monthly measure by the Mortgage Bankers Association that gauges the level of difficulty to secure a loan. The higher the index, the easier it is to get a loan; the lower the index, the harder. Today we’re nowhere near the levels seen before the housing crash when it was […]

Today’s Homebuyers Want Lower Prices. Sellers Disagree.

April 14, 2020 By LindaLafferty

What We Do Know   In today’s market, with everything changing and ongoing questions around when the economy will bounce back, it’s interesting to note that some buyers see this time as an opportunity to win big in the housing market. On the other hand, sellers are much more confident that they will not need to […]

How Technology is Helping Buyers Navigate the Home Search Process [INFOGRAPHIC]

April 11, 2020 By LindaLafferty

Some Highlights: A recent realtor.com survey revealed that buyers are still considering moving forward with the homebuying process, even if they can’t see the home in-person. While they still prefer to physically see a home, virtual home tours and accurate listing information top the list of tech specs buyers find most helpful in today’s process. Let’s connect […]

How Your Tax Refund Can Move You Toward Homeownership This Year

April 9, 2020 By LindaLafferty

According to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down. Truth be told, a 20% down payment is not always required to buy a home, even though that’s a common misconception about homebuying. Veterans Affairs Loans allow many veterans to purchase a home with 0% down. How can my tax refund […]

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